Call Us 419-287-3231 ☰ ˟
419-287-3231 • 531 E Front Street PO Box G • Pemberville, OH 43450
• Insurance professionals that have your back
Logo
  • Main Menu
  • Get A Quote
    • AutomobileImage of right arrow
      • Auto GAP Insurance Quote
      • Auto Quote Form (short)
      • Auto Insurance Quote
    • Business & CommercialImage of right arrow
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
    • FarmImage of right arrow
      • Farm Quote Request
    • FloodImage of right arrow
      • Flood Quote Form
    • HealthImage of right arrow
      • Health Insurance Quote
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Homeowner Flood Quote Form
    • LifeImage of right arrow
      • Life Insurance Quote
    • MotorcycleImage of right arrow
      • Motorcycle Insurance Quote
    • Pet Insurance
    • Recreational VehicleImage of right arrow
      • Recreational Vehicle Insurance Quote
    • RentersImage of right arrow
      • Renters Insurance Quote
    • Watercraft & BoatImage of right arrow
      • Watercraft Insurance Quote
  • Customer Service
    • AutomobileImage of right arrow
      • Add Driver to Existing Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Request ID Card for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
    • Business & CommercialImage of right arrow
      • Add Driver to Existing Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Request General Liability Certificate of Insurance
      • Request ID Card for Commercial Auto Policy
    • FloodImage of right arrow
      • Request Declaration and Coverages Page for Existing Flood Insurance Coverage
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • MotorcycleImage of right arrow
      • Add Driver to Existing Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Driver from Existing Motorcycle Policy
      • Remove Motorcycle from Existing Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
      • Request ID Card for Motorcycle Policy
    • OtherImage of right arrow
      • Policy Review Request
    • Recreational VehicleImage of right arrow
      • Add Driver to Existing Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Driver from Existing Recreational Vehicle Policy
      • Remove Recreational Vehicle from Existing Policy
      • Request Declaration and Coverages Page for Recreational Vehicle Policy
      • Request ID Card for Recreational Vehicle Policy
    • RentersImage of right arrow
      • Request Declaration and Coverages Page for Existing Renters Insurance Coverage
    • Watercraft & BoatImage of right arrow
      • Add Watercraft to Existing Policy
      • Change Primary Operator on Existing Watercraft Policy
      • Remove Watercraft from Existing Policy
      • Request Declaration and Coverages Page for Watercraft Policy
      • Request ID Card for Watercraft Policy
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Us
    • Location Map
    • Employee Directory
    • Contact Us
    • Privacy Policy
  • Contact Us
Home > Personal Umbrella Insurance in Ohio / Baker Insurance Agency LLC

Personal Umbrella Insurance


Personal Umbrella Insurance Information

Personal Umbrella Insurance in Ohio

Serving Pemberville, Luckey, Woodville, Wayne, Bradner, and surrounding areas. 



What is personal umbrella insurance?

Home and auto insurance is an important step in your financial planning and a great way to protect your family’s assets. But, it is not without limitations. You can choose the amount of coverage you wish to own. But, these personal insurance policies will only cover up to a certain dollar amount. For coverage beyond those limitations, you will need umbrella insurance.

What are the benefits of personal umbrella insurance?

Standard insurance policies do provide valuable protection. But, there is still a chance that you can become financially liable for a sum larger than what your policies will cover. For instance, say you have a fire in your home, and it spreads to destroy your neighbor’s property. Does your home insurance policy include enough liability coverage to pay for the damages?

Umbrella insurance can protect your assets if you are held liable for property damage or bodily injury. It can also help cover legal fees, false arrest, libel and slander. If you are sued and do not have enough coverage with your standard policies, all your assets are exposed. This can include your house, car, financial and retirement accounts, and future income. 

Think of umbrella insurance as a blanket policy that adds another layer of coverage on top of your basic policies. When you’ve reached the limits on your home or auto insurance, your umbrella insurance then helps cover the remaining costs.

Learn more about umbrella insurance

If you want to protect you and your family from financial ruin due to an unforeseen accident, you may need an umbrella policy. Call us today to learn more.

Call us today at 419-287-3231.

Logo
Social Social
Quick Links Home About Us Refer A Friend Contact Us
Location 531 E Front Street PO Box G • Pemberville, OH 43450
Contact Ph: 419-287-3231Fx: 419-287-4510
© Copyright. All rights reserved. Powered by Insurance Website Builder